Hi Anthony/Kerri-Ann, Thankyou very much for your posts of support! They were much appreciated. It spurred Erin to make some posts and she felt really good after doing so. I haven't posted for a while because I just didn't really know what to say. We are still finding it hard, but are making good progress I think. I just wanted to ask for anyones opinion who may read this on the topic of finances. After Erin and I had sat down and talked about money for the umpteenth time, Erin suggested I maybe put a post up here and see how other people deal with it. Before I say anything, I would like to say that I realise what Anthony had said in reply to my previous post. I totally understand that money is not as important as someones life and well being, but my problem is as follows... We have a lot of debt, which we had accumulated gradually (and some big amounts sporadically) because we could not support the lifestyle we were living roughly 14 months ago. For about a year, we continually racked up personal loans, credit cards and the like. We got into a bad habit of thinking "we don't have any money until pay day, lets extend a limit on a credit card, or lets overdraw this account etc.", this would make it even worse the next week when we had to pay it back, and the cycle just continued. This may all seem secondary, and not really to do with PTSD, but it is a reality which I haven't seen many people talk about on this forum. We struggle each week (we probably have to pay about 4-5 bills a week, which runs us dry very quickly) and then we don't even have enough money to do a proper grocery shop, which Erin would love, because its hard for her to leave the house, and she wants to eat healthy as well. Are we, at 23 and 24, supposed to declare bankruptcy? Every night we to talk in great lengths how we are going to manage things which just stresses us out completely. Has anyone been in such situations and how do they deal with it? We put every bill off and until its in its final demands, and even then I'm afraid that all the companies will just have had enough and send out debt collectors to get the money which we don't have. Sometimes I think that we may have to move and do some really dodgy things to try and avoid paying this money back, but I know thats just a stupid thought and I would never do that, but it makes it so hard. When Erin is feeling (or me) really down, we just want to be able to go out and do something, but before we do ANYTHING it all has to be thought to make sure we have enough money for the next day, the dogs, bills...its so frustrating! And the situation makes us argue all the time. I know form experience that when Erin is not feeling so well, mentioning that we may not have the money, will just make the situation worse. But how can I escape this reality? We have to worry about the rent every month so far. I know that from my end I need to prioritise, but its so damn hard to make the right decisions, I don't think we can do everything. We are coping, and I think it will eventually get better, but I just wanted to know if couples ended up in the same situation and how they dealt with it? Thanks for listening.