- Post starter
- #13
not sure..i have read both permanent and partial.
-
We are a multilingual website again. Read the notice about this.
-
Understand AI use at MyPTSD: all AI use is explained in our AI help page. AI use is by choice here. It exists if you want it, but does nothing unless you choose to use it.
Workers Compensation And Nurse Case Manger
- Post starter David342
- Start date
- Status
- Post starter
- #14
My police state disability has me 100 percent disabled so i'm going to get life time payments, however, i'm not sure about worker's comp. I am only 48 years old and i was grossing around $6000 per month as a police officer. I think workers comp should give payments until Social Security kicks in. Workers comp needs to pay out because i'm gonna miss out on alot of income due to my PTSD. I was gonna retire at 55 and get full pension, around $5000 per month. My disabilty will be roughly $3000 per month.
Justmehere
Sponsor
Someone can have permanent partial disability and this is different than permanent total disability.
Permanent vs temporary disability is about the expected length of time the disability is supposed to last.
Partial vs total disability is about the amount of disability.
I got workmans comp for a simple ankle injury. It was a temporary condition that only partially disabled me. I was still able to work, just in limited capacity, I had surgery, my ankle healed fully, I went back to work.
This next example is an exaggerated made up example just to explain... someone might be permanently partially disabled if they have two fingers amputated. That's a permanent condition that causes a partial disability. While someone else who gets all 4 limbs amputated has a permanent full disability. Permanent condition but greater amount of disability.
PTSD isn't as easy to figure out as limb amputations. The amount of disability that PTSD can cause varies from person to person. PTSD can cause partial disability or full disability. The disability time period can be short term or life long - temporary or permanent.
The status can change over time as well, and doctors, therapists, insurance companies, workmans comp, etc, can all disagree as well. Which is why a lawyer, someone who is there to advocate for what you need, might be essential to sort out all these complicated matters. Are you part of a union? That's another great place to go for info.
Permanent vs temporary disability is about the expected length of time the disability is supposed to last.
Partial vs total disability is about the amount of disability.
I got workmans comp for a simple ankle injury. It was a temporary condition that only partially disabled me. I was still able to work, just in limited capacity, I had surgery, my ankle healed fully, I went back to work.
This next example is an exaggerated made up example just to explain... someone might be permanently partially disabled if they have two fingers amputated. That's a permanent condition that causes a partial disability. While someone else who gets all 4 limbs amputated has a permanent full disability. Permanent condition but greater amount of disability.
PTSD isn't as easy to figure out as limb amputations. The amount of disability that PTSD can cause varies from person to person. PTSD can cause partial disability or full disability. The disability time period can be short term or life long - temporary or permanent.
The status can change over time as well, and doctors, therapists, insurance companies, workmans comp, etc, can all disagree as well. Which is why a lawyer, someone who is there to advocate for what you need, might be essential to sort out all these complicated matters. Are you part of a union? That's another great place to go for info.
Last edited:
Justmehere
Sponsor
This article explains how they calculate out payments better than I could: http://www.alllaw.com/articles/nolo/workers-compensation/how-much-benefits.html
Workmans comp almost never pays the full salary even for total permanent disability. They usually pay 60% in most cases. Again it varies from state to state and situation to situation. There is a section in that article explains the max amount someone typically can get with a work related injury is $1000 per week in most states, no matter what they were making before. There is a cap that states prevent people from exceeding.
Private disability insurance is another matter entirely.
Workmans comp almost never pays the full salary even for total permanent disability. They usually pay 60% in most cases. Again it varies from state to state and situation to situation. There is a section in that article explains the max amount someone typically can get with a work related injury is $1000 per week in most states, no matter what they were making before. There is a cap that states prevent people from exceeding.
Private disability insurance is another matter entirely.
- Post starter
- #17
Excellent info....Thank You
- Status
Similar posts
Donation drives
Trending content
-
-
What Are You Feeling Today? Not Thinking, Rather Feeling! Can You Identify Yours?
- goingonhope
Comments: 34K -
-
-
-
