I am in financial trouble and I am sick and tired of it getting worse. I just figure if I write it all down I can get it off my chest. I have not been able to pay my mortgage for half a year now. I send them as much as I can but they mail it all back saying if I cannot pay the full amount, they will not take anything at all. Fools. So, since I just got married (the one good thing) I am moving in to a new place with my husband. I found a renter for my house, but I also just received a foreclosure notice so I am wondering if I am too late to rescue my home. I have no retirement fund at all so owning this home is my future. I can sell it when I retire and live off that money. If I can keep the place, that is. I phone my bank's service person and she never returns my calls. Like they have given up any hope of me ever being able to pay. The Bank of America is a pack of wolves!
So in order to make my place habitable for a renter, I have had to finally deal with my bad water problem. It is orange and smelly because the filter system in the cellar stopped working three years ago and I had no funds to fix it. So after saving for the $800 repair for three years, the fix-it man took it apart only to discover it could not be fixed - had to be completely replaced to the tune of $1500. Then I needed to replace the vinyl bathroom floor and they tell me I also need a new subfloor. More money I do not have. So, that is my house!
Last month I went to get my summer tires out of the garage to put on my car and they had been stolen. My homeowners insurance refuses to pay me due to the fact that they do not cover anything having to do with a vehicle. And my car insurance wont pay for it because they were not actually stolen right off my car. So I will be ruining my nice studded snows by riding on them all summer long.
I need hand surgery. I have a bone-rubbing-bone situation in my thumb, after three failed surgeries. Since I am self-employed now, I do not have disability insurance. I would be out of work for three months for this surgery. I had to phone them today to cancel it because I cannot afford to be without a paycheck. I am in so much pain all day and especially at work. A lousy situation.
My oldest cat got sick over the holiday weekend. In the past, I have had to put animals to sleep because I could not afford expensive surgeries or even the cost of testing. I vowed I would never again let this happen. So, I chose to bring Gabe to the vet where they charged me the emergency holiday weekend fees. Wow, just to have him looked at and two tests cost $430! I have no idea where I am going to get that money.
I have an electric shut-off notice. I need to keep my electricity on until my tenant moves in. Usually, my local opportunity council can help me pay it. They know me, and yet they refuse to help me this time because all of my paperwork is packed in boxes for moving and I have no idea where they are. I think I will be paying my electric bill this month instead of eating! It can only get better from here!!
So in order to make my place habitable for a renter, I have had to finally deal with my bad water problem. It is orange and smelly because the filter system in the cellar stopped working three years ago and I had no funds to fix it. So after saving for the $800 repair for three years, the fix-it man took it apart only to discover it could not be fixed - had to be completely replaced to the tune of $1500. Then I needed to replace the vinyl bathroom floor and they tell me I also need a new subfloor. More money I do not have. So, that is my house!
Last month I went to get my summer tires out of the garage to put on my car and they had been stolen. My homeowners insurance refuses to pay me due to the fact that they do not cover anything having to do with a vehicle. And my car insurance wont pay for it because they were not actually stolen right off my car. So I will be ruining my nice studded snows by riding on them all summer long.
I need hand surgery. I have a bone-rubbing-bone situation in my thumb, after three failed surgeries. Since I am self-employed now, I do not have disability insurance. I would be out of work for three months for this surgery. I had to phone them today to cancel it because I cannot afford to be without a paycheck. I am in so much pain all day and especially at work. A lousy situation.
My oldest cat got sick over the holiday weekend. In the past, I have had to put animals to sleep because I could not afford expensive surgeries or even the cost of testing. I vowed I would never again let this happen. So, I chose to bring Gabe to the vet where they charged me the emergency holiday weekend fees. Wow, just to have him looked at and two tests cost $430! I have no idea where I am going to get that money.
I have an electric shut-off notice. I need to keep my electricity on until my tenant moves in. Usually, my local opportunity council can help me pay it. They know me, and yet they refuse to help me this time because all of my paperwork is packed in boxes for moving and I have no idea where they are. I think I will be paying my electric bill this month instead of eating! It can only get better from here!!
