When being sensible and making a sensible decision takes so much time and effort!
I noticed many years ago that making decisions is a problem of mine. Either I make rash ones, probably based upon some trigger, or I agonize over something for ages until the need to make the decision is past.
I've done things like hand a ten room motel back to the bank, when it had $150,000 in equity on it. I did this while in a deep depression after having had to place my husband in a nursing home. I did it because he was ineligible for any Medicaid benefits, and the nursing home wanted half the profits from the motel. They also informed me that credit card debts would not qualify as part of the motel's expenses, even though I had done repairs on the motel by using them.
It was easier to just let it all go than fight it. So I did. The bank made me take a week to make the final decision while they drew up the papers. I was so depressed about it all, I let it all go.
I then applied for Di$ability and got it. Now I own no car, no home, live in subsidized housing and am on food $tamps. This is a very different life than the one I grew up in, and lived my adult life in until I was in my late 40s when it all happened. There is no turning back.
Sometimes I regret the decision, but actually, most of the time I don't. This is a much simpler life than the one I was living. It is not easy at all to own and run a motel and live there too. I would sometimes only get a few hours of sleep, as guests often checked in at 3AM and I could not afford to ignore them if I had an empty room. Even if I had NO VACANCY and had the sign on, folks would ring the bell anyway! Since I could not afford to live elsewhere and pay someone to run the place, I gave up. It was easier.
