Student Loans In Us

[Ujugi]

I have always been responsible about my student loans. (I am the original poster, by the way). I paid on them when I could, which was when I had a decent job. Now I'm on disability and I can't. Every year I send them my financial info so they can determine what my payment should be. It's been 0 since I've been on disability. I feel bad about not being able to afford to pay on it anymore, just like I feel bad about not being able to work a regular full-time job anymore.

I was disappointed in my husband about this, but I know a lot of people in his generation who did not take this responsibility seriously. I actually had a boss once who bragged about not paying back his student loans. I thought it was appalling. Anyway, my husband did the right thing . . sent a letter explaining that he no longer remembered what amount his loan was for but that he wanted to make restitution and work on it.

 

[Ajul]

Peace. You are nothing but a shit stirrer.

May your chains lie lightly.

 

[Uwobi]

Looks like you can kiss the student loans bye bye
http://www.zerohedge.com/news/2016-04-12/it-begins-obama-forgives-student-debt-400000-americans

 

[Zofa]

I read the article you posted, Uwobi. I feel really bad that I haven't been able to make payments on my student loan since being on disability. I took it seriously when I signed the papers and I still take it seriously. My husband feels like a real jerk for ignoring his debt for so long. Which he should. But he's done the right thing now, and that's good. I'm sorry this post has stirred up so much. That certainly wasn't my intent. That was only really to vent a bit and see what anyone else might have experienced in dealing with being in default, as my husband is. I've never been in default. I've always either paid or sent in information on my financial situation and have always been prepared to pay something, no matter how little.

 

[Ebu]

Student Loans

a government version of The Company Store

 

[Umuk]

I read the article you posted, Uwobi. I feel really bad that I haven't been able to make payments on my student loan sinc...

That's being true to your own self, your own morals, and it doesn't matter -IMO- if yours & your husbands debts are all cancelled tomorrow. You did what you felt was right. That's something to be proud of. Not that you paid or didn't pay, felt good or felt bad, but remained true to your own convictions. If you could do a little? You did it. If you couldn't? You wanted to. Because you believe it's right to. (Just don't beat yourself over wanting).

Character is what we do when no one is watching.

 

[Uboz]

Looks like you can kiss the student loans bye bye
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Yeah but you're responsible for the tax consequences of discharged debt.