Can't Get Help...another Prob

[Deleted member 37720]

Some of you may know I posted before saying I can't get help cause I couldn't ask my mom for it well that parts over! :) But not there's another obstacle in my way. I can't afford it. My insurance company gave me like 30 numbers and each one was really grumpy, didn't call back, decided to act like they would help me then didn't, etc. The only one I actually worked with ended up being homophobic and told me that my sexuality was fake and since I'm a trans guy she tried to get me to admit I was biologically female which would never ever happen. So my insurance company won't give me any good ones. I searched online and there was only one I liked who said she accepted trans clients. There was a couple others I liked but I was either too young (I'm 14) or they didn't accept transgender clients. But the girl I liked doesn't accept my insurance. I feel like no one wants to work with me cause I'm trans. There's literally on one in my county who can help. I'm so at a loss here.

 

[Wyska]

Hmm...my advice to you would maybe not mention your're trans while looking for therapists, and then when you finally have one definitely bring it up. I've personally never encountered an issue where therapists just don't accept you because of a certain thing you have. That's odd to me. Most will work with whatever you've got. Gl man.

 

[Intrepid]

I have only had one therapist within an insurance network, and he was way to dismissive of my experience. I have mostly found therapists through word of mouth. I found my current therapist through a county program. Try an intern in a program. They don't have the experience, but they can be very accepting of who you are, and they are great for providing stability.

 

[joeylittle]

Ask the one you like if she uses a sliding scale, and see if it's something you could afford, maybe going once every two weeks?

Another thing you can do is call your insurance company again and ask for names of therapists who specialize in teens, and gender issues. They may be able to give you some more names.

Also, are you working with another doctor at all for your trans stuff? If you are, then you should ask if they can refer you to someone. They may have some names.

And finally - if you are working with a doctor on the trans stuff, you can probably flat-out tell the insurance company that you are trans and need to see someone who is skilled in those issues. That there is no-one in network in your region who does so, but there is someone out of network. You're looking to understand how you can submit those claims for reimbursement.

Often, when there isn't a specialist that you need in-network, you are allowed to get the money from the insurance company after you've already had the service - it's not always at the same preferred rate, but it's usually not too far off.

Insurance stuff is hard. It's great that you called them in the first place for names - keep calling and see what they can do to help you. And, ask other people for names of therapists.

 

[Deleted member 37720]

She seems to work for a company or something and already as the low rate of 90 dollars in US money. So I don't she could slide. I will probably do your idea of once every two weeks or so. Hopefully when I call she can accept me if not that will be super disappointing. The reason I can't really afford it is cause were already kinda poor and I take dances classes which I really don't want to give up. It's a hobby that makes me happy but is expensive to be good at. Thanks for the idea @joeylittle

 

[joeylittle]

already as the low rate of 90 dollars in US money.

Honestly - you should ask. That is fairly low, but she may be able to come down by 10$ or 20$, and every bit makes a difference. She may ask you what you believe you could afford, per month - so you should have a little think on that.