Marie, you don't have to go to a male doctor. You could choose a female doctor. And you can also talk to he, specify that you don't want a male present there, go into as much detail as you can. If you can tell her details, she will be able to treat you correspondently.
Don't put it off. The longer you wait, the worse it gets, and you know that! Putting things off doesn't mean there's nothing worng, it just means you don't know about it. I'm not saying that there necessarily is something wrong, but you saying that you don't want to find out there's something wrong just made me be a little more agressive than I usually am. Go to the docotr! It's unconfortable for a while, but then you can live with peace of mind because you will know where you stand.
Take care.