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Reluctant To Apply For Ssi/ssdi, Experiences Anyone?

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You don't have to do this yourself, Trib. I used a company called Allsup, and I didn't have to get any records, they did all that. I didn't have to go out at all, but I was seeing a therapist 2 times a week and my doc monthly. I got my award in 4 months. It was very easy. Allsup.com.
 
My long term disability company also paid ALLSUP to fight for social security on my behalf. They have a 98% success rate. I got social security within 6 months.

When ss sees that they are helping you, they know it's serious business. I did not go into any ss office. I wasn't even supposed to talk to ss at all, if I remember correctly. Allsup told me what to do or look up. I am glad I knew all my hospitals and dates etc. I am glad I did it, it was just hard for me to keep repeating all my pain to Doctors, therapists and bureaucrats.

Good luck. I am happy that you have someone there with you.
 
Thank you Monster and Bensnapped, we will be looking into that. My partner is trying her best but she already has so much to deal with, including me. I wish every sufferer had a partner like her, she has a good heart and the skin of a rhino. She brought Christmas and birthdays back in my life, holidays in general really. She needs a break too I guess is what I'm trying to say. She deserves so much more but is happy with my dysfunctional a**, some things I will never get including that. I really do love her and want to be better for myself, her and our relationship. She has given nothing but love to me, and a good telling off when I deserve it, she has kept me in line and out of trouble. So I feel I owe her that at the least.

Thanks again you all, from the bottom of my heart.
 
Oh, Trib, I feel for you. One of the first things my therapist said was, "No more being mean to myself". Can you stop calling yourself names? You are trying, and every time you do something to change, you change the connections in your brain and become healthier. Just by coming here and asking for help makes a difference. You are so lucky to have a good relationship. I'm afraid to try. One day I will though.
 
I don't really think about it when I call myself names honestly. It just kind of comes out, I really have to work on that. I am definitely trying, and it isn't easy but I know in the end it will be worth it. Thank you for your kind words.

We've been together 7 years this October, it has been hard work. It wasn't always a walk in the park, and we did separate for a couple months once. We have now learned to set boundaries, and try to have a mutual understanding of each other. We still argue here and there but usually it is very trivial and we make up quickly. I think boundaries and understanding are two big things in a good relationship. Above all else though there is love.

I hope you find your someone one day, they must be a great person. The longer you have to wait for your love, the stronger, more special and more magnetic it will be in my opinion. I think you appreciate and cherish it more that way. You will find someone Monster, you're a good guy that went through some bad situations. However you're getting to a stable point before rushing into a relationship, much respect.

Best of wishes and thank you for the positivity.
 
It's all good, it was an honest mistake. I am just glad we solved it. Live and learn, and check profiles lol.

We did the Allsup thing last night, so they should hopefully get back to us soon enough. My girlfriend is trying to see if she can find a company for a personal loan. I don't know much about that stuff but I do know a lot are scams. Her losing her job and the miscommunication between unemployment and her previous employer really screwed us, hard. If you all know any legitimate lenders who lend to people with bad/okay credit do share. We were on our way to saving for a house and having enough credit to pull a loan for a mortgage. *Sigh* Guess this is just another bump in the road for us to get over together. Thank you again for the reference, understanding, care and not getting super offended lol.
 
Wow...

Enlightening posts...

Trib,I hired an attorney from the get go. From filing to present. It relieved SO MUCH STRESS to do it that way. I agree with Monster. I've heard a lot of good things about Allsup, although I did not personally go through them.

Here's the bright spot for you: You worked for it. I didn't. Ironically, there are stigmas attached to those who apply who have worked their butts off and paid into it, but then there are stigmas who apply who have worked their butts off and apply stigmas to those like me who didn't and apply, lol! It's kinda funny, in a way....because you can't really win.

I wonder sometimes if it's not stigmas that get me down.. In fact, for me, I know it is. People are so quick to judge when you're poor.

Or when you've lived a lifetime of chronic abuse.

I could sit here and pontificate, tell you not to feel bad, but I feel bad for applying so I can't practice what i preach!

But truthfully, you did work for it. That's what it's there for, Trib. Folks like you who have worked hard and fall on illness. You didn't ask for that.

You can remove a great deal of stress, again, from the process, if you hire someone now to help you through it, ie: attorney. I was warned in a sign up letter with mine, that social security can actually be quite vicious. Their job is to make sure you don't get it. There are people sick with terminal cancer that die before they receive it. It will be along process and it really depends on the judge you get should you file an appeal, or rather have too, but anyway, in this sign up letter, it says NEVER, EVER contact social security and NEVER EVER let them speak to you unless your attorney knows about it first. One of this attorney's client was denied because Social security called her and asked "So how are you today" When she responded, "I'm doing great" they put it on the phone record!!!

Be very careful. They are NOT there to be 'nice' to you. People in the SS office will treat you with respect, but it's those behind the scenes you need to be worried about, hence a really good reason for the attorney, as they can deal with all the pit bulls :) Hang in there, Trib!
 
I am a very cautious person, so no worries there. Just waiting on Allsup to contact one of us, they haven't yet. Thank you for the heads up Don't trip.

Monster if you are still following this thread, how long did it take for them to contact you? My girlfriend filled out the form, and selected the proper option to do so. Does this make a difference?

This stuff is really nerve racking, then again I guess anything dealing with finance is.
 
Not more than a week. I know that seems a long time when you are waiting so hard. I would give them a call and tell them you are in an emergency situation. Also, I think you can get emergency food stamps and cash through family services, and many churches have food banks. I know how you feel. I bought a house and was making quite a bit of money when I got sick. Boom, 2 years later I'm fighting tooth and nail to hold on to my house. It is amazing how fast things change.
 
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