@Toralu312 - you're doing a good job sticking with this thread. Hard stuff, I admire that you are really considering the situation.
He said "I'm so sorry, we can't do this, I've hurt you, I've done something illegal, we aren't allowed to have contact for 5 years, hurting you is the worst thing I've ever done in my life
Yes. There's no question here, and the fact that he openly shared his concerns that he might be doing you harm is even more an indication that he knew it was not permissible behavior.
would love your opinion on what happened, on what's wrong with me, and on why he did what he inevitably had to do.
Nothing is wrong with you. You indulged in a prolonged fantasy, but it's clear how this affair related to your life struggles (past and present).
He's 68, he had told his best friend all about me, he truly wanted a life with me. I am intuitive and I know.
No. If he wanted a life with you he would have suspended therapy the moment he knew he was not going to adhere to the ethical/legal guidelines. Then, he'd have stopped his career (the waiting period is shorter I believe, if the potential relationship is going to involve the therapist forgoing licensing)
Also, we were both very well aware of the legalities of it all, the fact he could lose his license, that we aren't supposed to be in touch for 5 years.
So, you were also culpable. That's why I call it a fantasy. You knew that there was an obstacle. Instead of both of you choosing to navigate the situation healthfully, you decided to indulge and therefore render the actual realization of this relationship, impossible. Whether you knew that consciously or not - that was the choice you both made. And it's likely you each had different reasons.
Also, he loved me for who I am. I could be myself with him. And all of my past relationships I was never able to be myself.
Right. You could be yourself with him
because he was your therapist.
Of course you could be different with him. He wasn't a relationship. You hired him, as a paid professional, to accept you wholly and without judgement.
He accepted you as a client, understanding that his role in your life was to accept you completely for who you are.
This is why these therapist client relationships are fundamentally false. It's why the waiting period exists. The old relationship (client/therapist) would have to completely sever, in order to even stand a chance of not creating an unhealthy dynamic. And the therapist is really supposed to give a shit about that, because the client is the one who is vulnerable to the power dynamic.
It sounds like you had what could be considered a pretty survivable outcome. You got something from actualizing your transference, and you are processing that. But I'd encourage you to try and see this with clear eyes going forward: he wasn't somehow a special romantic parter; he was set up to be whatever you needed him to be, and he chose to step into that role fully. Nothing about that is healthy. It's incredibly dysfunctional. And your next relationship will very likely pale in comparison - not because your T was your soulmate, but because you pretended he was, and he did too.