KP the nut
VIP Member
Hi and welcome to the forum from another Brit.
My hubby and I had help from Step Change. We have now cleared our debt and apart from the mortgage owe nothing to anyone. We don't use credit or even have credit cards. Talk to them. We were even able to take payment breaks when my husband was made redundant.I have a debt management plan with step change. However they've increased my bills with less debt,