I think I know what you mean by having to be at a certain 'level' before you reach out. Truth is, when I'm rock bottom, I don't want help, it feels like it's just going to make it worse in so many ways. It shouldn't be like that, we "should" be able to just reach out any time. Should statements. Toss 'em aside.
I firmly believe there is no 'right' way to reach out. When I get to the point where I can, I worry about what I'm going to say. A lot. So these days, I keep it simple. I've pre-planned who I can reach out to in a crisis, and when it happens, all I start with is "I need help". That's it. "I need help". It's honest, to the point, and I haven't said anything that I'm going to need to worry about.
The pre-planning who to reach out with takes care of the rest. They know. They're in the headspace to deal with the situation that I can't. So they ask the questions from there, and all I need to do is answer what I can, as honestly as I can.
Start with the basics. "I need help". It's always, always okay to say that.
Thoughts have been with you Eve. Know you're in a dark place right now, and I hope some light comes in for you soon.