Ok, this rant might be long winded. Sorry about that. This annoyance was over a year in the making so it feels that much worse now. Ok, so I had to let my play station plus and my Xbox live accounts go for a while. I don't mind, but my Xbox live still went threw somehow even though the card on it was cancelled. No problem we have over draft on my credit card. I found out last night that I can't play call of duty multiplayer without play station plus. Of the 2 the one that I would actually use is the one that we don't have. How annoying. Then I look over what is spent where and I find out that my wife spent $600 or more on pampered chef stuff. I try not to let money bother me because she does the finances. It's usually a big headache for me to even think about it, but after looking at this Idecide to look at my credit cards and now I'm just pissed off. Not just at my wife but at myself for giving in to what I knew was a bad idea.
Back up a year or so and things were fine, I made a bit less than I do now, and my wife make a lot less than she does. And our finances were fine and we did Disney vacations and road trips and had extra money. Then one day my va paperwork processes and I get bumped form 70-90% and my kids finally get added to my monthly payment. (Yay me) we payed off almost everything and our credit goes up. The wife decides to get a credit card and I simply say "I don't want one" I know how bad I am, I'll impulse buy or just be stupid. She pretty much ignores me, and the next thing I know I have a card with a 7k limit, and one with a 1.5k and 2 more that I don't even know what the limits are. Then move forward 6-10 months my wife gets a new position with a nice raise. Between the 2 of us things should be pretty awesome, but now looking at stuff my cards are pretty much maxed and I don't know what hers look like. We have a Disney trip in August just the 2 of us and everytime I turn around I hear her stressing about food or something else with that trip. I want so badly to just say "ok let's cancel it and use the money we put on it to pay down all of our card, the one we pay off we can cancel and the one with a large limit we can put up and use it as nothing more than over draft protection then when that is done we can just save up for a house" but, I know me. I love my wife and I'll let her dig us in to this hole. My first thought was "she is maxing my card and she's going to divorce me and leave me with the debt" but after thinking rationally I realize no court would leave the credit cards on a guy that has no traceable income. The VA couldn't be used for child support why would it be used for debt?
Another thing that has been weighing on me is my wife has been making comments about if I.U. Doesn't get approved or I get 100% without IU then she will make me get a job so she can stay home with the kids. I wish I could get her to understand that if I get re-rated at 100% they probably won't process an IU claim anymore. So it's starting to feel like she wants to send me out to fail. I had talked to her once about SSDI if I got IU. With that she wouldn't have to work and we could live any wear. At the time she liked that idea. Now she got mad when I put in for SSDI and said she doesn't feel good about it because she can work. I don't even know what to do or say so I am just waiting for the VA now. Sleep study is at the end of the month so I need to find out how that goes then it'll be the waiting for the va to process the claims. Another thing with if she didn't work, she could be my "care giver" I don't remember stuff, most days I don't even remember to eat. I use alarm reminders on my phone so I know when to get the kids and make them food and take my meds.