I have been receiving disability benefits for 16 years now. When I applied, I had already had 3 short-term disability leaves, then got fired. That threw me into my 2nd hospitalization for major depression, then got viral meningitis right after. I'm sure that's why I was approved the first time. My medical records charts were huge!
From what I've learned, it might be best to file first on your own. They collect all the medical records, and make a determination. I couldn't deal with the paperwork, so went in to the SS office to apply. I cried during most of it, and I'm sure it was obvious to them that I wasn't able to work. It would be sad to have to share the settlement with the lawyer, if you don't have to.
In 2005 and 2006 I made several work attempts, but had lost too much of my confidence and emotional strength needed to deal with the medical world as it is now. It is my understanding that one can work a certain amount and still receive benefits. We are allowed 5 work attempts in 5 years. Not sure what the amount is now. A 'successful' month for me was anything over $440 back then, it may be different now.
It took me a very long time to accept that I am 'medically retired'. I volunteer with Angel Food Ministries, and try to stay busy. I care for my parents...and they care for me. I'm 54 and they are 77 & 80.
The best way to survive? Don't give up and stay in therapy if you can!