I am back and have now read what you wrote. :)
A lot comes to mind. I hope you don't mind me being quite direct with some of it. To look at all aspects of it. You probably have done so already but its still worth discussing I think. I know how painful these things can be.
On ending up spending time on the relationship in therapy: To my mind, unless someone has a good childhood and adulthood and then is struck by unexpected adversity I think there is close to zero chance that the therapeutic relationship will not end up being an enormous part of therapy. Sadly.
It is caught up in trust, attachment and many other things about ourselves. I think it's normal to start off thinking that therapy is an easy case of A, B and C (whatever our priorities are) and to not realise that sometimes the road is going to be much more complicated when we have not yet had experience of therapy. Not saying thats what you thought Leah. I am understanding that you feel you are spending too much time firefighting in the relationship.
For me it helps to keep in mind that we can do an enormous amount of healing just from dealing with the relationship. It is like a test driving or learning centre where we get to play out all our different patterns of relating to others and ourselves. I don't believe there is any way of escaping that unfortunately. By doing this I think it can help a lot with how we deal with other relationships in our lives and can heal an aspect of trauma at the same time.
On a therapist providing answers and solutions: I think many people see therapy as a type of life coaching in a sense. A therapists job is not to fix us or solve our problems. It is rather to provide an arena where we can work through things and to then provide us with guidance, observations (for us to try on for size) and, depending on the approach, skills training. The rest is up to us.
I do think there are times when someone is barely coping with life and where they need to become more stable as quickly as possible and I think that often that is the time for doing skills training before trauma work is attempted. A combination of CBT and DBT can be really helpful and can help deal with symptoms as well as prepare to be able to tolerate trauma work more easily. Talking about the type of skills training that involves homework and theory etc. Not sure where you are with all these things but throwing it all out there for your contemplation!
When you said this
send her a msg. that I'd just have to live with the disturbing thoughts, see them as a tradeoff-....I emailed her later, once I could explain, that I felt like she'd blown me off.
then I wondered a few things. Please set me straight if I misunderstand anything. Firstly again you are saying one thing but meaning something else and then it gets upsetting when she does not figure it all out. Please know I don't mean that critically. I hope you don't mind me expressing it this way but that is attempting to use manipulation to get what is desired. I don't think manipulation has to be conscious at all. I like the definition where it is described as "consciously or unconsciously attempting to get ones needs met by indirect means". I think another example of indirectly expressing things is sarcasm or hurting or raging at ourselves (as an indirect way of expressing anger at someone).
If she plays into the whole dynamic instead of setting boundaries then she will be reinforcing those patterns of interacting with others for you and that would not be good for you. Therapists need to have boundaries in place so that they don't reinforce what is not good for us. We developed these tendencies for very good reasons of course and it can be very hard and upsetting when they are challenged in any way.
I may be missing something here of course and I realise that this is a separate topic to what you are concerned about on here but I am not sure about her boundary setting with you if I look at how all the interactions happened.
So getting back to your main questions. I think its quite hard to see if she is right for you are not really and sadly I think you are the only one that is going to be able to figure that out. Talking about it in threads like this is such a good idea as I know for me it helps clarify my thoughts a lot as I go along.
I don't think anything she is doing sounds like bad therapy if that makes sense. Whether it is bad for you is another matter of course.
So things to consider: I am wondering if you are actually wanting skills training right now and are constantly frustrated when you get therapy instead.
I do think its normal for a therapist to charge for the appointments when misunderstandings happen generally as sadly they are a part of therapy.
I do think there is probably a lot of what she is misunderstanding that is understandable in sense. Where she is taking what you say literally and where that is then leading to other things for you.
I also see that sometimes she is not able to get where you are with really important things and that may or may not happen too much for you. And that if that is the case then looking for someone else may be best. I also understand how devastating it can feel when that happens.