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Lost The Love I So Wanted

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Ghostybear73

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I have made mention of being married numerous times in my posts. We have come close, but something always stops us. The last time was my mental break. He wanted me to be stable before we get married. A couple weeks ago, he came in asked when we were going to get married and I told him I thought we were waiting until I was mentally stable. He says, “well, that’s apparently not going to happen.” It was in a joking matter, so I didn’t take it as jab.

He has been stressing about the amount of debt we have for a while now. Mind you, I have never made a late payment on anything and comparatively speaking, I don’t have that much debt. When I got my new car the day after Thanksgiving, it was at a lower interest rate, lower payments with gap insurance and no payments for 90 days. It was also a black Friday thing, so the car was only 2000 more than what I have, which was only two years old. The day after I got the car, he was brooding and brought up the amount of debt we have again and I lost it. I told him “I know how much f*cking debt I have. I don’t need a constant reminder and when you really think about it, everything is my name…it’s MY debt, not yours!

On Monday I told him that we can go get the marriage licenses tomorrow. Then I mentioned that my only concern is his fear about the amount of debt WE are in. He says, “well, your life insurance should cover that”. I then decided it was time to tell him about the Will. So I let him know that I had the will changed when he decided he was going to give my daughter, whom he has raised to my son, no matter what the Will says (my son wants her and she wants to be with him and he isn't willing to fight my son for her). I want my daughter to have stability as I own my home, both cars, etc. My son is military and to give an example of no stability, my son is getting deployed next month, then what?

My boyfriend looked at me like I was crazy. I explained to him that my son needs to be able to take care of his sister and the money goes where Chelsea goes. I explained to him that my son has instructions to pay off all my debt (which he has access to), sell the house, pay off the cars and give him his choice one and give him 50,000 dollars so he can get a place to live, pay it for the year and give him plenty of money to get himself on his feet. He says, “what if Steven doesn’t do that….I don’t want to get stuck with your debt”. I told him a lot of people get married and have debt and not many of them have the amount of life insurance I have or life insurance at all. I also told him that I trust Steven will take care of it and if he truly loves me, he’ll trust me know this. It's like he was expecting to give my daughter to my son, then take the half a million in life insurance.

Well, guess what……he doesn’t want to get married anymore. I always wondered if he was in this relationship for just the money. It's important to understand that he takes excellent care of me, my daughter and our home life. He cooks, cleans, raises my daughter, runs errands, is very understanding with my mental problems. He has never beat me, raped me, burned me, sliced me open, drugged me or basically tortured me as was done throughout my childhood. He is not jealous, so I've never had to worry about the beatings or attempted murders that go with that. He has just been an awesome man. On the flip side, I take care of his needs as well; I bought his car, provide insurance, gas, a roof over his head, food, utilities, take care of his personals, etc. Basically, I provide him with a life he has never had and he provides me with a life I have never had. What I thought we had that apparently we don't, was love. I don't love easy and this was yet another huge hit to me.

I guess the question is, should I have left the Will alone?
 
You did the right thing. Your daughter should come first. Your debt will be paid for out of the insurance money (if god forbid anything happens to you) and then your daughter will be taken care of. This is how it should be. Why would he expect to get the money and not your daughter? That seems odd to me.
 
@ Solara, I think it's because he has been in this relationship for the money to begin with, which really sucks. I have had these thoughts a lot in the 3 years we have been together, but I keep holding on to the hope that it is my paranoia speaking. I've even spoken to my therapist about it, who told me it's the first time I have exposed any emotion to him. I'm pretty much emotionless, except in regards to my children. My son told me at one point that I don't know what love is. My son is a spitting image of me, he has learned the good, bad and ugly from me. He is a good boy even though I put him through some traumatic experiences. He has major anger issues, doesn't listen to people's crap and is honest to a fault. I laughed at him and told him, "well, I love you". Then he looked at me and said, "that's a different kind of love mom". He can be so damn perceptive, it's annoying!

My son actually likes my boyfriend (which is a first), because he takes good care of me and my daughter. I've never told my son I think he is just in it for the money.
 
Wow. What a mess. How old is your daughter and how long has your boyfriend been involved in raising her? At any rate, your first obligation is to make sure that your daughter is well looked after. I am not sure why the talk about life insurance, are you ill? Over the scheme of life $500,00 isn't a whole lot unless it is invested well. I would be giving this relationship a serious rethink. And no, you should not have left the will alone if it would compromise your daughter's care. Who's to say he wouldn't just buzz off with the cash and leave your son and daughter in the lurch. Anyone worth their salt would understand why you did what you did..
 
@Ghostybear73 I am sorry for your pain. Did you do the right thing? Allow me to ask a few questions. from reading your post it sounds like he is unemployed; is this by choice? or is he not able to work? If it is by choice, then is he taking advantage of you?

I will be honest, I have a problem with healthy men who are capable of working but choose to let their girlfriends / significant other support them.

According to your post; you changed your will and he gets nothing? is that true? If so I can see how he would be upset.

Now I think your priority needs to be take care of your daughter, and you are right, with your son being in the military he would not be able to give her the stable homelife she needs, so you are right to make sure she is taken care of. I also agree that; if your boyfriend is planning on giving your daugher to your son, the pocketing the life insurance money, it sounds like he is in it for the money.

I do not think you threw it all away for nothing; I think you made the choice to take care of your daughter, and I would never disagree with that decision. I also think if you are not able to reconcile your relationship with your boyfriend, then, in time, you will find someone better.

I truly hope in spite of all this, you have a good christmas season. You and your daughter go out and do something fun together, and enjoy your time with her. Kids grow up too fast, and they are gone before you know it.
 
@nursenurse my daughter is 7 and he has been raising her since she was 4. The reason the life insurance came up is because he keeps stressing over the debt. Since he was asking about the marriage, I wanted to remind him that if we finally tied the know, he would be stuck with my debt. He is not willing to end up in debt unless he gets money to pay it off. Here's the thing; 1) not many people have life insurance and they still get married. 2) the Will requires my son to pay off the debt with the insurance money prior to doing anything. With my house, 2 cars, assorted credit cards, etc....I only have about 200,000 dollars worth of debt and a lot of that I will get back with the equity from my house once it's sold.

@RussH He doesn't really have a choice but to stay home. My work schedule makes it impossible to find daycare. If he worked, it would be minimum wage and that wouldn't be enough to even pay for what I would need in daycare. In addition to teaching in the medical field, I work with hundreds of doctors and doctor's office that require me to be on call pretty much all the time. I make over 100,000 a year, so it seemed best for him to be the stay at home dad. However, I have mentioned that if I should lose my job, he would have to work in addition to me. He does seem to get kind of funny when I bring up him working. Again, is it my paranoia? who knows.

He doesn't get nothing. He gets his choice of two brand new cars, paid for and whatever he wants in the house. It's a 4 bedroom, 2 bathroom fully furnished house. Plus enough money to settle him in an apartment, pay his bills, etc for one year. It shouldn't take that long to get a job. I have gone with much less and raised a child and made it work.

As far as "do I plan on dying".....yes, I do. My life insurance has a stipulation on suicide. Since I have been in treatment for over 2 years and I am have been on medications for stabilization, I qualify. Everyday is a fight for me. I think about all the different ways to kill myself daily. I know one day I will lose the fight and at the rate things are going.....it's not going to be long. I'm pretty sure my boyfriend knows that.
 
Again, is it my paranoia? who knows

I would guess, no it's not your paranoia. And as mentioned you made a decison to make sure your daugher is taken care of, if anything happened to you, and I cannot disagree with that decision. If his motive is truly love, then changing your will should be a non-issue.

What do you teach?
 
It's funny how people criticize others for having mental issues when they are well off. So many people would die to have what I have. Yet all the shit I have doesn't mean anything to me, I am wanting to die because of who I am and where I can from. I spent the majority of my life fighting to survive. Now that I am in a safe place with a good job, the struggles of daily life are gone and the past has reared it's ugly head. On come the weird onslaught of debilitating anger that threatened everything and everybody (including my job). Off to therapy I go and now I am doing worse now than I ever have. I know it has a lot to do with the therapy and the "you get worse before you get better while processing trauma", but when I struggled to survive, I had a purpose and my past was repressed (where I liked it), I seemed to do better
 
As far as "do I plan on dying".....yes, I do. My life insurance has a stipulation on suicide. Since I have been in treatment for over 2 years and I am have been on medications for stabilization, I qualify. Everyday is a fight for me. I think about all the different ways to kill myself daily. I know one day I will lose the fight and at the rate things are going.....it's not going to be long. I'm pretty sure my boyfriend knows that

Please keep fighting. Each day is a new day to fight and win. Your daugher needs you in her life, and taking your own life will not benefit her at all.
 
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