-
We are a multilingual website again. Read the notice about this.
-
Understand AI use at MyPTSD: all AI use is explained in our AI help page. AI use is by choice here. It exists if you want it, but does nothing unless you choose to use it.
Basic Insurance Question
- Post starter Springbok
- Start date
- Status
Justmehere
Sponsor
If you know the name of the company, you can call them. If you are insured by them they can look up your policy by looking up your name. If you do not know the name of your insurance company, or even if you do, you can also call your HR department/person and ask for the insurance company name. You can even ask them for a copy of the policy too.
joeylittle
Sponsor
Call the number for customer service on the back of your insurance card, and ask them to talk you through it. Alternatively, you can usually find the details of your coverage on the HR section of your workplace website (if they have an HR area).
desiderata310
VIP Member
Most companies also have an EAP program. It varies from group to group but it gets you at least in the door and talking to a therapist
Seasounds
Diamond Member
To add to the above:
1. When you call you inurance company, they can help you get logged into their website, that you can have access to. On the website, all aspects of your insurance coverage will be explained.
2. When calling your insurance company, ask the if the therapist you want to see is "in network" (payed 70-80%) along with your copay.
3. Some insurance policies have limits of visits per year. And some states have laws that over-ride the insurance policy: for example I use to have 20 visits per year. Then a state law passed that said insurance had to cover as many mental health provider visits as medical doctor visits.
4. Know that your insurance company has a partial list of providers in your area. (Many providers just don't want their name on the list, even though they are covered.) This is why it pays to call the Provider, and ask if they are 'in network' with your insurance, and then call and verify this with your insurance company.
5. All your inquires are confidential.
1. When you call you inurance company, they can help you get logged into their website, that you can have access to. On the website, all aspects of your insurance coverage will be explained.
2. When calling your insurance company, ask the if the therapist you want to see is "in network" (payed 70-80%) along with your copay.
3. Some insurance policies have limits of visits per year. And some states have laws that over-ride the insurance policy: for example I use to have 20 visits per year. Then a state law passed that said insurance had to cover as many mental health provider visits as medical doctor visits.
4. Know that your insurance company has a partial list of providers in your area. (Many providers just don't want their name on the list, even though they are covered.) This is why it pays to call the Provider, and ask if they are 'in network' with your insurance, and then call and verify this with your insurance company.
5. All your inquires are confidential.
Last edited:
- Post starter
- #6
- Status
Similar posts
Donation drives
Trending content
-
-
What Are You Feeling Today? Not Thinking, Rather Feeling! Can You Identify Yours?
- goingonhope
Comments: 34K -
-
-
-
