SeanCharles
Diamond Member
I am posting this because something inside me keeps nagging me to think about, look at and even address this issue. Before I get way ahead of myself and completely confuse myself and the potential readers of this thread let me explain what I am referring to here.
Given my situation: being gainfully employed with a corporation and specifically in a union supported position I have some retirement benefits which are in limbo somewhat. By being in limbo, I haven't been actively managing these benefits as I should have been doing previously when I first received these within my first year of employment.
A couple of years ago, or maybe a year ago, I opened an IRA (Individual Retirement Account) with my credit union. This IRA has sat idle, not earning interest nor having any further deposits. While I do live paycheck to paycheck (with assistance to a degree from my mom who does give me guidance and has my back in ways) I feel that I am not as independent at least financially as I should be being someone my age. I know that I have disabilities which at the federal level aren't being considered because of my employment.
I feel angry in ways at my mom for making me feel trapped, and otherwise smothered. Once I can assess my financial situation a little better I will have a better idea at what my options are that are available to me then.
For now I am going to relax and not allow myself to get worked up over this problem I know I can't solve right this minute which needs research.
Given my situation: being gainfully employed with a corporation and specifically in a union supported position I have some retirement benefits which are in limbo somewhat. By being in limbo, I haven't been actively managing these benefits as I should have been doing previously when I first received these within my first year of employment.
A couple of years ago, or maybe a year ago, I opened an IRA (Individual Retirement Account) with my credit union. This IRA has sat idle, not earning interest nor having any further deposits. While I do live paycheck to paycheck (with assistance to a degree from my mom who does give me guidance and has my back in ways) I feel that I am not as independent at least financially as I should be being someone my age. I know that I have disabilities which at the federal level aren't being considered because of my employment.
I feel angry in ways at my mom for making me feel trapped, and otherwise smothered. Once I can assess my financial situation a little better I will have a better idea at what my options are that are available to me then.
For now I am going to relax and not allow myself to get worked up over this problem I know I can't solve right this minute which needs research.
