That's probably worth seriously thinking about. I'm sure there's a reason and it might be helpful to know what it is.I am not sure why I have had so much trouble with standing up for myself
For me? I was kind of raised to believe "silence is golden, but sometimes invisibility is better". I didn't feel very welcome as a child. I always seemed to be a bother, and i knew i needed a roof over my head for awhile, so i didn't want rock boat. Beyond that, I have a tendency to believe people don't actually like ME, they like what i can do for them, so I'd better what they want, and not rock boat, if I want any friends.
Of course, most of that isn't always accurate. I have to remind myself of that. Even then, I'm not quite sure where the line is between "accurate" and "not accurate".
I hope things go smoothly and you get your money back! (And good going with your niece. The best thing you can teach her is how to manage her own money.)