I retired to a nightmare. I was traumatized by burglars, game-playing cops that let literally let burglars go, and people creeping around and terrorizing me in my own house. Since the cops were in on the "fun" of terrorizing me too, I had no protection and thus feared for my life. Investors got my houses (I had six properties - all the tenants stopped paying rent at the same time, so I couldn't pay the mortgages.), burglars got my things (I had so much nice stuff), and cops got ... who knows what. Nobody cared what I was left with, or what was left of me, in the end, including my life. They took everything just because they could. They even circled around me and terrorized me after they made me homeless, just because they could. I was gang stalked by gangs of thoughtless, simple-minded, greedy people.
Two years have passed, and I am left rebuilding my life at retirement age with PTSD and my strong spiritual beliefs! I am not like those people, never have been, and never will be, so I get to be with me throughout my life, and they have to live with(out) themselves throughout their life, and beyond.
I think everyone always has the potential and opportunity to change and make amends. Do I think any of them have changed?
For most, NO. In fact, unfortunately, I think a lot of the burglars honed their skills and got better at burglarizing and terrorizing other people through my losses. (One burglar later said, when I asked him if he had ever "snuck into" my house, "everyone was going in your house".)
But for some, YES. Those who saw what they, and everyone else, were doing and "saw the light" or at least "grew up"!
My perception is that everyone involved was affected, to some degree, by my endless love and my adherence to my values and telling the truth all the time. We are all pure, underneath it all - made in the image of god. That truth alone will show anytime someone looks below the surface when they "look in the mirror"/innerflect.