Hello all;
I've been considered disabled by the Social Security Administration since August of 2005, where I attempted to work for several months at a time periodically as a Biologist, but ended up repeatedly in a bad state.
I was finally approved for SSD in 2008 and they back dated it. I'm still on it.
Anyway, as some of you know from my journal, I have some cash and I want desparately to make a dream come true of owning a cabin. Now is the time to buy in order to get the incentive credit, etc.
So, the problem is I owe $60,000 in student loans that I've paid on periodically while I worked. The psyche doc who does my medication signed my disability forms that were to have been sent to them with no concerns really.
However, the front desk girls can't seem to figure out how to mail a form and I've been being frustrated going on two months now.
The forms state that if I'm unable to do any type of work for 3 years, my loans will be discharged. Until then, they are deferred. Which is fine with the bank.
However, the bank now wants a note from the doc saying will will definately not be able to work for 3 years.
Here's my problem and it is causing me great distress and raising my symptom levels, mostly cause I feel like a failure and a 'ward' of the state. I'm about ready to toss in the towel on my dream.
I'm sickened in my stomach to go back and 'beg' this doc to write a letter stating I can't work for 3 years. I feel like he's going to think I'm riding the system or something. I know he signed the other papers no problem, but I just hate this stuff.
I think it relates to 'having to ask anyone for help.' When I was enduring the worst of the abuse, I swore to myself I'd never need anyone.
Now I feel like I'm the bottom of society. Mentally ill and begging for someone to sign things so I can get what I want. I'm afraid of what he'll think. I'm afraid of asking. I'm feeling like giving up on this whole ordeal.
I hate this negative self talk. I know that's what it is........but I'm really struggling today with all this. Having to make another appt. Dealing with the judgement of the front desk 'girlies' and all their tattoos.
I have two degrees, I raised myself out of the dirt, I've had practically every lousy job on the planet and been triggered out of my mind until I completely broke. I'm terrified of returning to work, a place with a ton of trauma associations.......yet I want to be useful and use my talents.
I'm sick of being at home, but afraid to go 'out there' again and tolerate all the triggering. I'm afraid I'll end up dead.
I'm afraid of what the psyche doc thinks of me. I'm sickened just thinking of asking him for this note. I know I"m torturing myself and trying to stop, but I seem to be spiraling down a bit cause of this.
Just because I have a mental disability doesn't mean I should be denied a loan. I know that. I'm just feeling so ashamed.
I guess I'm asking for support.
I've been considered disabled by the Social Security Administration since August of 2005, where I attempted to work for several months at a time periodically as a Biologist, but ended up repeatedly in a bad state.
I was finally approved for SSD in 2008 and they back dated it. I'm still on it.
Anyway, as some of you know from my journal, I have some cash and I want desparately to make a dream come true of owning a cabin. Now is the time to buy in order to get the incentive credit, etc.
So, the problem is I owe $60,000 in student loans that I've paid on periodically while I worked. The psyche doc who does my medication signed my disability forms that were to have been sent to them with no concerns really.
However, the front desk girls can't seem to figure out how to mail a form and I've been being frustrated going on two months now.
The forms state that if I'm unable to do any type of work for 3 years, my loans will be discharged. Until then, they are deferred. Which is fine with the bank.
However, the bank now wants a note from the doc saying will will definately not be able to work for 3 years.
Here's my problem and it is causing me great distress and raising my symptom levels, mostly cause I feel like a failure and a 'ward' of the state. I'm about ready to toss in the towel on my dream.
I'm sickened in my stomach to go back and 'beg' this doc to write a letter stating I can't work for 3 years. I feel like he's going to think I'm riding the system or something. I know he signed the other papers no problem, but I just hate this stuff.
I think it relates to 'having to ask anyone for help.' When I was enduring the worst of the abuse, I swore to myself I'd never need anyone.
Now I feel like I'm the bottom of society. Mentally ill and begging for someone to sign things so I can get what I want. I'm afraid of what he'll think. I'm afraid of asking. I'm feeling like giving up on this whole ordeal.
I hate this negative self talk. I know that's what it is........but I'm really struggling today with all this. Having to make another appt. Dealing with the judgement of the front desk 'girlies' and all their tattoos.
I have two degrees, I raised myself out of the dirt, I've had practically every lousy job on the planet and been triggered out of my mind until I completely broke. I'm terrified of returning to work, a place with a ton of trauma associations.......yet I want to be useful and use my talents.
I'm sick of being at home, but afraid to go 'out there' again and tolerate all the triggering. I'm afraid I'll end up dead.
I'm afraid of what the psyche doc thinks of me. I'm sickened just thinking of asking him for this note. I know I"m torturing myself and trying to stop, but I seem to be spiraling down a bit cause of this.
Just because I have a mental disability doesn't mean I should be denied a loan. I know that. I'm just feeling so ashamed.
I guess I'm asking for support.