WonderingWhy
Diamond Member
I am happy that all worked out for her and your family! Yea!!!:)
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- Post starter Crusoe
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- #38
7 pounds blumin 20 here!!! Shocking compared to Scotland.
WonderingWhy
Diamond Member
Crusoe are you "invisible" now?
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- #40
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- #41
anthony
Founder
The US I believe are trying to adopt more along the lines of the Australian system, which as a Commonwealth country is similar to the UK, but not exact. We have the same, being completely free medical for everyone. We don't have issues with postcodes or such though... it either is or isn't here. All life threatening injury or illness here is treated the same, and free. There is health insurance here, being to have private cover which can range from basic to full. Basic is dental, massage, etc... non-medical. All medical is covered freely. Full cover entitles you to your own doctor and quick treatment for non life threatening medical, ie. elective surgeries. There is no free elective surgery... you pay for that.
If you wanted to get a nose job, you would have to pay for it. But if your nose was disfigured in an accident, then it becomes medical, thus you would get plastic surgery for your nose under the Medicare system. You may have some minor out of pocket expenses, but little overall.
Life threatening / injury / illness though.... doesn't matter whether you have private cover or not, you get the same treatment here, cancer, accidents, illness, broken bone, etc... all treated with the same level of care. If your bone required surgery to set it, then you would be getting it within near instantly, free.
If you wanted to get a nose job, you would have to pay for it. But if your nose was disfigured in an accident, then it becomes medical, thus you would get plastic surgery for your nose under the Medicare system. You may have some minor out of pocket expenses, but little overall.
Life threatening / injury / illness though.... doesn't matter whether you have private cover or not, you get the same treatment here, cancer, accidents, illness, broken bone, etc... all treated with the same level of care. If your bone required surgery to set it, then you would be getting it within near instantly, free.
WonderingWhy
Diamond Member
Do you have a choice where to go, or are you assigned by some method if you don't carry private insurance as you mentioned?
- Admin
- #43
anthony
Founder
Private insurance has no relevance on anything life threatening here... if you need an ambulance, you are given the best care by the best doctors, regardless of insurance.
If you have cancer, then you are still given the same treatment as someone with private health cover, except the person with full private cover may choose what doctor they get and a semi-private room or such... but Australian hospitals have pretty much ditched private rooms and you would need to be in a private hospital, which there aren't many off compared to federally funded / state funded hospitals here. Private hospitals are normally more for recovery for those who have private health insurance... because they want to be alone, etc... but you realistically get the same care here for primary health.
Its secondary health that changes, ie. dental, osteo, etc... that is what private health insurance does the most for here. It is a minority here in Australia that has full private health cover, as its really not required in this country... more a nicety for a little extra comforts or shaving time off a waiting list, but you can achieve the same by paying a buffer, ie. you can cut a 12 month waiting list down to a few weeks if you pay for a private bed for the night, duration you need it... usually around a $1000 a day to cut waiting down that much. If someone needed a hip replacement, then you would want private health cover, as that is not classified as life threatening / health threatening injuries. You can still get around with a cane or wheel chair, scooter, etc... so that is when you would want it or pay the difference for quick care.
Recent changes have raised private cover for tax reasons, however; you only need basic cover, ie. $40 a month to meet the tax changes, not several hundred a month for full private cover.
That is very simplistic outline above... but your life here is covered for health regardless who you are. If your homeless and had a heart attack, you are given the same care and treatment as the guy down the road in his $2m house.
If you have cancer, then you are still given the same treatment as someone with private health cover, except the person with full private cover may choose what doctor they get and a semi-private room or such... but Australian hospitals have pretty much ditched private rooms and you would need to be in a private hospital, which there aren't many off compared to federally funded / state funded hospitals here. Private hospitals are normally more for recovery for those who have private health insurance... because they want to be alone, etc... but you realistically get the same care here for primary health.
Its secondary health that changes, ie. dental, osteo, etc... that is what private health insurance does the most for here. It is a minority here in Australia that has full private health cover, as its really not required in this country... more a nicety for a little extra comforts or shaving time off a waiting list, but you can achieve the same by paying a buffer, ie. you can cut a 12 month waiting list down to a few weeks if you pay for a private bed for the night, duration you need it... usually around a $1000 a day to cut waiting down that much. If someone needed a hip replacement, then you would want private health cover, as that is not classified as life threatening / health threatening injuries. You can still get around with a cane or wheel chair, scooter, etc... so that is when you would want it or pay the difference for quick care.
Recent changes have raised private cover for tax reasons, however; you only need basic cover, ie. $40 a month to meet the tax changes, not several hundred a month for full private cover.
That is very simplistic outline above... but your life here is covered for health regardless who you are. If your homeless and had a heart attack, you are given the same care and treatment as the guy down the road in his $2m house.
J
jadebear
I think that's awesome...and how it should be. The poor people here don't get any healthcare really. It's all about money.
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- #45
Eeeeeeeeeeeeeek several hundred a month?!?!?!?! We have private cover because the hospital didn't pick up my daughter's kidney problem (due to their lack of dilligence) and I wanted her seen FAST but we only pay £700 per YEAR for my daughter, my husband AND myself and when baby number 2 is born he / she is also covered for the same price. I thought £700 per year was a lot but it seems not.
- Admin
- #46
anthony
Founder
Your 700 pound equates to about $1150 Australian... and then price difference for country, ie. buying price vs. wages. The average Australian wage nowadays is around $60k - $65k per annum. Put it into perspective with the average UK wage around 29,000 pound, conversion factor: AUD$47,500.
As you can see... about the same when using the average pay scale with country specific conditions.
As you can see... about the same when using the average pay scale with country specific conditions.
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- #47
WonderingWhy
Diamond Member
That's just like Anthony; always busting someone's bubble!!!:rolleyes:
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