...continued from previous post:
Oh, and of course none of us were allowed to take a driver's license as long as dad lived: none of us could afford one as we had no money of our own, and as we were not allowed to work, we could not make the money, either. His excuse went something like "There is no point in having a driver's license before you have access to a car." (We did not have a car, as my mom had insisted on buying a house so big and posh that my parents barely could afford it)
My mom used a combination of flattery, empty promises, smoke screens, half-truths, outright lies and strong-arming to trick us, one by one, to make more or less dangerously stupid economic decisions. She e.g. encouraged me to buy an apartment I really could not afford way before I even had my first diploma, because it was "such a good investment" and "of course she would help". When I had lived there for about five months, and still had some courses left to finish (I was working full time and studying), she suddenly asked when I had thought of starting to pay her back. Her "help" had "naturally" been a loan, "how could I possibly have thought anything else?" Thankfully I managed to sell that apartment (it was way too big for one person, anyway), and buy one half the size, and pay off my mom's "help".
Both my younger sisters she encouraged to study abroad, in expensive colleges, promising that we would sell the house when they graduate, so they thus could pay the loans easily. She took the loans in her own name, and let everyone in her environment understand that *she* was paying for their studies. Only she "forgot" to mention to any one of us, that the house could not legally be sold without her mother's say-so (her house was on our property, too). And my mother's mother did not want to move when the time came, so my youngest sister got to a hair's breadth from landing on the street, with a high quality M.A., but hardly two dollar bills to rub together.
In the showdown that followed, when we found out that we were stuck financially because of grandmother, it became quite clear that mom had always intended for my sisters to sign over their share of the property to her in exchange for their studies abroad. My middle sister was enraged enough to threaten to go to the press about how mom had treated us, and literally in two seconds mom caved in and agreed to reduce their debt to her to half. She was so deadly afraid of such publicity she gave away what would amount to some 70,000 USD today.
I could go on. But I guess you get the picture already.
The main point is that from both my parents I have received a relentlessly repetitive message, for as long as I have had any curiosity about money (say, from early secondary school): I have no right to any money or even information about financial issues: not to inherit, not to keep what is mine, not to make money - nada, zilch. I only have the right to do as I am told and rely fully on my parents to handle all financial issues.
Now, with that background, imagine trying to live in this world, when every time you have even just a potential chance of making money, you first have to fight off half a dozen screaming "ghosts" from inside your head, that say YOU HAVE NO RIGHT - that it is not your money, it is theirs, all theirs. Or when you get a letter from the tax authorities, and you shake in fear for a week before you somehow manage to force yourself to open it. Or when you don't dare to call your bank to ask for advice, because it is FORBIDDEN to be curious...
I also often have problems in getting bills paid on time, because I get so anxious from just the thought that I *can* afford to pay them (!!!)
Money can indeed be a trigger. A stressor also, definitely (I have experienced that when I have been unemployed), but also a genuine trigger, IME.
Athena