Coping with excessive guilt?

[SeekingAfrica]

Hmmm. A bit disturbed with the, cavalier attitude about debts. But I've got a financial stresser hotspot due to deception and my own past. If I ever give anything with out expectation of repayment and having been agreed upon it's called a gift. Africa... look at what you wrote a week or so ago and now. What's going on please?

Is not being able to meet financial debts excessive guilt OR do you need to take other measures to deal with your debts.

My attitude or of the thread? In either case, I don't think debt should be taken lightly, but on the other hand my overreaction to it can be counterproductive to resolving it. There must be a middle ground.
Have you seen the thread I put today in the depression subforum? I am not sure what is going on to be honest. After the first few days of excitement about the new place faded, I've been off; it's like my whole thin balance of progress got shaken and overturned. And it's affected my mental health worse and worse for weeks--even though I love the place. I don't know why honestly, and I've been trying to keep it under control, but it's gotten progressively worse. I really don't know. The only thing that changed these weeks really was the move, so it must be that, but my mental balance has been really bad for these weeks. I don't have all the words to explain. I think if I did I would feel better because it would make logical sense to me. I wish I knew how to explain better, sorry.

As far as the guilt goes maybe it was badly explained. It's not that I shouldn't take measures, in fact I am taking measures. It's when I start feeling emotional and guilty that things get bad because I freeze or get myself into excessive amounts of panic attacks rather than take that time to take more steps forward. Did that make it more clear or do I need to explain in different way?