Not really a problem I've had in a long time.
Or ever.
But I'd go cash-only & separate where is which cash, plan helluva lot to the details of it and make sure these plans have only minimal extra spending allowance, and determine about each item if it's a Need or if it's a Want list.
So many things wanted, aren't needed. So many needed items may be more expensive than thought of - or waaay much cheaper if one thinks of a way around it, depending.
Or ever.
But I'd go cash-only & separate where is which cash, plan helluva lot to the details of it and make sure these plans have only minimal extra spending allowance, and determine about each item if it's a Need or if it's a Want list.
So many things wanted, aren't needed. So many needed items may be more expensive than thought of - or waaay much cheaper if one thinks of a way around it, depending.