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I forgive myself for .........

I forgive myself for being too afraid and too confused to file a claim with my own insurance when I was hit by a driver whose car insurance was no good a few years ago. I was afraid my rates would go up, but I was paying for uninsured motorist. I didn’t understand how insurance worked at the time and I was overwhelmed with my own life. When I see the dent on my car I forgive myself.
 

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